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Mortgage Services
Mortgages for Foreigners in Marbella and the Costa del Sol
Mortgage assessment Services for:
Non-residents
Entrepreneurs
Clients with income outside the EU
We specialize in helping foreigners and expats secure mortgages in Marbella and throughout the Costa del Sol. As a Bank of Spain-authorized financial and legal advisory, we offer tailored mortgage solutions for international buyers, including non-residents and entrepreneurs.
Marbella: one of Spain’s most sought-after destinations
climate, quality of life, and vibrant international community
The local property market remains strong, attracting buyers from the U.S., U.K., Europe, the Middle East, and Asia. As of 2025, Spain’s mortgage market is benefiting from favorable Euribor rates (around 2.4%) and rising demand from overseas buyers.
Services for Expats
We work with clients from the United States, United Kingdom, Europe, the Middle East, and Asia who are looking to:
Purchase a primary residence as part of their relocation to Spain
Invest in residential or commercial Real Estate for rental income or long-term growth
Finance a business project, often linked to visa applications such as the self-employment visa, entrepreneur visa, or startup visa
Our approach
Full-service relocation agency: an integrated approach that combines financial, legal, and immigration support
Our team of mortgage consultants and Real Estate lawyers works together to ensure a smooth, legally protected property purchase. We coordinate every step from financial pre-assessment to notary signing in your language, and on your schedule.
Authorized mortgage advisory (Bank of Spain certified)
Full coordination with our in-house real estate legal team
Personalized support for non-residents, expats, and clients with complex or international income
Bank comparison and negotiation with Spanish and international lenders
Full mortgage application handling
Legal guidance for NIE, contracts, due diligence, and insurance
Integrated relocation services
Full-service relocation agency: an integrated approach that combines financial, legal, and immigration support
Our team of mortgage consultants and Real Estate lawyers works together to ensure a smooth, legally protected property purchase. We coordinate every step from financial pre-assessment to notary signing in your language, and on your schedule.
Authorized mortgage advisory (Bank of Spain certified)
Full coordination with our in-house real estate legal team
Personalized support for non-residents, expats, and clients with complex or international income
Bank comparison and negotiation with Spanish and international lenders
Full mortgage application handling
Legal guidance for NIE, contracts, due diligence, and insurance
Integrated relocation services
Why Choose HolaExpat
Legal specialists with years of experience in Spanish law
End-to-end management of every step — no unexpected steps or delays
Transparent communication and multilingual support
Trusted by international families, entrepreneurs and investors
Legal specialists with years of experience in Spanish law
End-to-end management of every step — no unexpected steps or delays
Transparent communication and multilingual support
Trusted by international families, entrepreneurs and investors
