Mortgage advisory services

Mortgages for expatriates in Marbella and the Costa del Sol

Mortgage assessment services for:

Non-residents

Business owners and entrepreneurs

Clients with income from outside the EU

We specialise in supporting expatriates in securing mortgages in Marbella and across the Costa del Sol. As a Bank of Spain-authorised financial and legal advisory firm, we provide tailored mortgage solutions for international buyers, including non-residents and entrepreneurs.

Marbella is one of Spain’s most sought-after destinations

climate, quality of life and a vibrant international community

The local property market remains strong, attracting buyers from the US, the UK, Europe, the Middle East and Asia. As of 2025, Spain’s mortgage market is benefiting from favourable Euribor rates (around 2.4%) and increasing demand from overseas buyers.

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Services for Expats

We work with clients from the United States, the United Kingdom, Europe, the Middle East and Asia who are looking to:

HolaExpat luxury homes in Marbella

Purchase a primary residence as part of their relocation to Spain

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Invest in residential or commercial property for rental income or long-term growth

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Finance a business project, often linked to visa applications such as self-employment, entrepreneur or startup visas

Calculate your mortgage

Access our mortgage calculator.

Our approach

Full-service relocation agency: an integrated approach that combines financial, legal, and immigration support

Our team of mortgage consultants and property lawyers works together to ensure a smooth and legally secure property purchase. We coordinate every stage, from financial pre-assessment to completion before a notary, in your language and according to your schedule.

Bank of Spain-authorised mortgage advisory

Full coordination with our in-house property law team

Personalised support for non-residents, expatriates and clients with complex or international income

Bank comparison and negotiation with Spanish and international banking institutions

Full mortgage application management

Legal guidance on NIE, contracts, due diligence and insurance

Integrated relocation services

Why expats choose us

Legal specialists with extensive experience in Spanish law

End-to-end management of every stage — with no unexpected issues or delays.

 

Transparent communication and multilingual support

 

Trusted by international families, entrepreneurs and investors worldwide

Legal specialists with extensive experience in Spanish law

End-to-end management of every stage — with no unexpected issues or delays.

Transparent communication and multilingual support

Trusted by international families, entrepreneurs and investors

May we assist you with your mortgage?

We provide personalised, confidential consultations. Our team assesses your financial and immigration situation and recommends the most suitable mortgage and relocation options for your needs.

Contact us

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